Get business financing that simply doesn’t require any collateral in order to qualify.

Repayment Options

Traditional MCA

A traditional MCA is collected as a fixed percent (%) of your credit card batch outs.

This payment fluctuates in the same way your business sales do. This option works best for businesses that conduct a large percentage of their transactions through debit and credit cards.

MCA is a lump-sum loan that a business or merchant repays by automatically drawing on a percentage of future debit and credit card transactions.

Typically, MCA payback has a shorter repayment period compared with other business financing options, but with smaller and more frequent payments.

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ACH Option

Predictable, fixed payments: Pay the same amount from the beginning to the end of your repayment term, so you can manage your cash flow with no surprises or large costs upfront.

The ACH option is a Micro-Fixed Payment deducted from your business bank account on business weekdays only.

(Weekly Payment Options also available)

This payment is the same throughout the entire course of the structured deal.

The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the information you provided to Omnia in your application.

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How can unsecured funding be used for your business?

Based on your answer, you may decide short-term funding is right for you. There are many ways working capital can help drive your business forward. Here are some popular reasons business owners opt to apply for a short-term loan.

Reopening your business

Investing in renovations

Expanding to a new location

Financing marketing campaigns

With Omnia, you receive a one-time lump sum of cash to use for your business as you see fit.

You’ll have your funds as early as the day you finalize your terms, and you can pay it back on your schedule to match your specific project timeline.

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Based upon your business’ most recent 4 months business bank statements

We factor in your Cash flow, deposits, and industry type to determine an amount and payment structure that will perfectly fit your business.

Prepayment Benefits:

If you qualify for our 100% Prepayment Benefit option, pay your loan off early in full and have all remaining interest waived without any penalty or fee.*

Applying for a loan at Omnia is quick and simple, with no hidden fees.

Get funded today in 3 simple steps.


Apply Online

Our simple application allows you to apply online or over the phone in just minutes.


Get Approved

Your dedicated loan advisor will review your options with you.


Receive Funds

Complete the online process and receive your funds as soon as the same day.

Apply Online

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